For those who have served our country, homeownership should be a well-earned benefit, not a challenge. That’s why VA loans exist—to make buying a home easier and more affordable for veterans, active-duty service members, and eligible surviving spouses. Put simply, if you’ve served, you deserve the best, and a VA loan is one of the most powerful home financing options available.

When it comes to building wealth, few investments stand the test of time quite like real estate. While stocks, bonds, and other financial assets have their benefits, real estate offers unique advantages. These advantages make it one of the safest and most rewarding ways to grow your money and build your wealth. From appreciation and passive income to leveraging financing and hedging against inflation, investing in real estate is a decision that can benefit you now and for generations to come. Let’s explore why real estate is the best investment you can make.

One of the most common questions first-time homebuyers ask is: Should I get a 15-year or a 30-year mortgage? While these are the most well-known options, most people don’t know there are also 10-year, 20-year, and 25-year mortgage terms available. Understanding the pros and cons of each term length will help you determine the best fit for your financial situation and long-term goals.

As we ease into 2025, many homeowners are considering refinancing their mortgages. With changes in the economic landscape, a new administration, and shifting housing affordability, this year presents a prime opportunity to explore refinancing options. But what exactly does refinancing involve, and why is this year particularly advantageous? The Honor Mortgage team is here to guide you through your 2025 refinance, let’s dive in.

If you’ve never heard of a “physician loan” before, you are not alone. Many people, even aspiring physicians themselves are unfamiliar with this loan type. Put simply, a physician loan, also known as a “Doctor’s Loan” is a a type of mortgage designed to help medical professionals purchase homes.

Now that the 2024 election has come to a close and the dust has settled, we can begin to look ahead into 2025 and contemplate what’s next for up-and-coming homebuyers. While it’s impossible to predict exactly what the coming months have in store, after more than 35 years in the industry, mortgage expert, Steve Smith, founder of Honor Mortgage Solutions, has a few ideas about how homebuyers can make the most of the coming months. 

As we wrap up the final few weeks of 2024, many potential home-buyers may find themselves wondering if 2025 is going to be the year they buy, and move into, their dream home. It goes without saying that the last four years have seen their fair share of ups and downs when it comes to the real estate industry.

Buying a home for the first time can be one of the most exciting times in one’s life. However, with all that excitement and joy comes a fair share of stress and anxiety. Honor Mortgage Solutions specializes in working with first-time home buyers and ensuring the process is as smooth and stress-free as possible. 

When it comes to buying a home, there are dozens of decisions you will need to make along the way. What neighborhood do you want to live in? How big of a house can you afford? When is the right time to buy? However, the first, and most important, decision you’ll make is your choice of a mortgage lender.